[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"trial:NCT07682727":3,"trial-entities:NCT07682727":100,"trial-summary:NCT07682727":105},{"id":4,"nct_id":4,"org_study_id":5,"brief_title":6,"official_title":7,"overall_status":8,"completion_date":9,"status_verified_date":10,"last_update_date":11,"start_date":12,"sponsor_name":13,"lead_sponsor_class":14,"has_dmc":15,"brief_summary":16,"detailed_description":15,"conditions":17,"keywords":19,"study_type":24,"primary_purpose":15,"phases":25,"enrollment_info":26,"interventions":29,"primary_outcomes":30,"secondary_outcomes":61,"sex":65,"minimum_age":66,"maximum_age":15,"healthy_volunteers":67,"eligibility_criteria":68,"std_ages":76,"locations":79,"central_contacts":89,"overall_officials":95,"references":98,"see_also_links":99},"NCT07682727","HSC-SPH-25-0344 (Discovery)","Leveraging Behavioral Economics to Understand and Improve Financial Decision Making Among Vulnerable Older Adults (Discovery)","Leveraging Behavioral Economics to Understand and Improve Financial Decision Making Among Vulnerable Older Adults","NOT_YET_RECRUITING","2027-12-01","2026-07","2026-07-07","2026-08-01","The University of Texas Health Science Center, Houston","OTHER",null,"This study seeks to:\n\n* Identify behavioral preference patterns that characterize older adults vulnerable to financial exploitation.\n* Estimate the extent to which biases in decision-making process influence financial decisions among older adults vulnerable to financial exploitation to refine information content and behavioral 'nudge' strategies.",[18],"Financial Exploitation of Older Adults",[20,21,22,23],"financial exploitation","financial decision-making","scam","behavioral nudging","OBSERVATIONAL",[],{"count":27,"type":28},400,"ESTIMATED",[],[31,35,38,41,44,47,51,53,55,58],{"measure":32,"description":33,"timeFrame":34},"Frequency of choosing the riskier option on the risk tolerance decision-making task","Participants will complete a decision-making session that captures multiple dimensions of behavioral preferences via incentivized choice-based tasks with real monetary rewards. The study team will administer the following decision-making task via a web-based survey platform to characterize risk tolerance (willingness to accept uncertain outcomes). The task involves multiple rounds (between 20 to 40) that vary option-specific information to facilitate mapping of elicited behavioral responses onto parameters characterizing standard utility functions.","During the time of the decision-making task (about 5-10 minutes)",{"measure":36,"description":37,"timeFrame":34},"Frequency of choosing the more trusting option on the trust decision-making task","Participants will complete a decision-making session that captures multiple dimensions of behavioral preferences via incentivized choice-based tasks with real monetary rewards. The study team will administer the following decision-making task via a web-based survey platform to characterize interpersonal trust (willingness to accept being vulnerable to other people). The task involves multiple rounds (between 20 to 40) that vary option-specific information to facilitate mapping of elicited behavioral responses onto parameters characterizing standard utility functions.",{"measure":39,"description":40,"timeFrame":34},"Frequency of choosing the more altruistic option on the altruism decision-making task","Participants will complete a decision-making session that captures multiple dimensions of behavioral preferences via incentivized choice-based tasks with real monetary rewards. The study team will administer the following decision-making task via a web-based survey platform to characterize altruism (willingness to incur a financial cost to benefit another person). The task involves multiple rounds (between 20 to 40) that vary option-specific information to facilitate mapping of elicited behavioral responses onto parameters characterizing standard utility functions.",{"measure":42,"description":43,"timeFrame":34},"Frequency of choosing the more patient option on the impatience decision-making task","Participants will complete a decision-making session that captures multiple dimensions of behavioral preferences via incentivized choice-based tasks with real monetary rewards. The study team will administer the following decision-making task via a web-based survey platform to characterize patience (willingness to forego a sooner reward for a bigger future reward). The task involves multiple rounds (between 20 to 40) that vary option-specific information to facilitate mapping of elicited behavioral responses onto parameters characterizing standard utility functions.",{"measure":45,"description":46,"timeFrame":34},"Frequency of choosing the less loss-averse option on the loss-aversion decision-making task","Participants will complete a decision-making session that captures multiple dimensions of behavioral preferences via incentivized choice-based tasks with real monetary rewards. The study team will administer the following decision-making task via a web-based survey platform to characterize loss aversion (tendency to weigh potential losses more heavily than equivalent gains). The task involves multiple rounds (between 20 to 40) that vary option-specific information to facilitate mapping of elicited behavioral responses onto parameters characterizing standard utility functions.",{"measure":48,"description":49,"timeFrame":50},"Physiological arousal as measured via heart rate","Participants recruited for in-lab sessions will complete the decision-making tasks while also sitting before a monitor with an eye-tracker to monitor attention, a webcam to monitor facial expressions, and with a wireless device (non-invasive transmitter placed on participant's wrist with two electrodes attached to finger) worn to monitor physiological measurements (heart rate and skin conductance) while completing the choice-based tasks.","During the time of the decision-making tasks (about 20-40 minutes)",{"measure":52,"description":49,"timeFrame":50},"Physiological arousal as measured via skin conductance",{"measure":54,"description":49,"timeFrame":50},"Physiological arousal as measured via pupil dilation",{"measure":56,"description":57,"timeFrame":50},"Frequency of facial expressions associated with valence and engagement","Participants recruited for in-lab sessions will complete the decision-making tasks while also sitting before a monitor with an eye-tracker to monitor attention, a webcam to monitor facial expressions, and with a wireless device (non-invasive transmitter placed on participant's wrist with two electrodes attached to finger) worn to monitor physiological measurements (heart rate and skin conductance) while completing the choice-based tasks. Facial expressions will be assessed using a facial expression analysis system (iMotions software).",{"measure":59,"description":60,"timeFrame":50},"Attention as assessed by eye fixations","Participants recruited for in-lab sessions will complete the decision-making tasks while also sitting before a monitor with an eye-tracker to monitor attention, a webcam to monitor facial expressions, and with a wireless device (non-invasive transmitter placed on participant's wrist with two electrodes attached to finger) worn to monitor physiological measurements (heart rate and skin conductance) while completing the choice-based tasks. Relative fixation duration on each option in the behavioral tasks will be measured via an eye tracker (SmartEye).",[62],{"measure":63,"description":64,"timeFrame":50},"Response time during the behavioral tasks","Response time will be reported as the time from stimulus presentation to choice, in milliseconds.","ALL","60 Years",true,{"inclusion":69,"exclusion":72,"raw_text":75},[70,71],"Adults over the age of 60","English speakers, to ensure comprehension of study tasks",[73,74],"Less than age 60","Non-English speaker","Inclusion Criteria:\n\n* Adults over the age of 60\n* English speakers, to ensure comprehension of study tasks\n\nExclusion Criteria:\n\n* Less than age 60\n* Non-English speaker",[77,78],"ADULT","OLDER_ADULT",[80],{"facility":81,"city":82,"state":83,"zip":84,"country":85,"geoPoint":86},"The University of Texas Health Science Center at Houston","Houston","Texas","77030","United States",{"lat":87,"lon":88},29.76328,-95.36327,[90],{"name":91,"role":92,"phone":93,"email":94},"Abdelaziz Alsharawy, PhD","CONTACT","(713) 500-9000","Abdelaziz.Alsharawy@uth.tmc.edu",[96],{"name":91,"affiliation":13,"role":97},"PRINCIPAL_INVESTIGATOR",[],[],{"nct_id":4,"conditions":101,"biomarkers":104},[102,18,103],"Financial Decision-Making","Scam",[],{"nct_id":4,"found":67,"summary":106,"prompt_version":116},{"design":107,"status":108,"heading":109,"summary":110,"follow_up":111,"word_count":112,"commitments":113,"compensation":114,"drugs_mentioned":115},"This is an observational study, meaning researchers will observe and collect information without giving any specific interventions. It plans to include 400 participants.","completed","Understanding Financial Decisions in Older Adults","This study, called \"Discovery,\" is looking at how older adults make financial decisions, especially those who might be vulnerable to financial exploitation. Researchers want to understand patterns in how people choose between risky or trusting options, and how willing they are to be altruistic (generous). The goal is to identify behaviors that make some older adults more susceptible to financial exploitation. This information could help create better ways to protect older adults from financial harm. You can join if you are over 60 years old and speak English. The study aims to enroll 400 participants.","The primary outcomes are measured during the time of the decision-making tasks (about 5-10 minutes).",95,"Your participation would involve completing decision-making tasks, which are expected to take about 5-10 minutes each.","Not stated in the trial record.",[],"v2"]