Financial and Mental Health Support After Incarceration

This study, called "Recovery Finance," is looking at how financial support can help people who have recently been released from jail or prison and are dealing with financial hardship, mental health issues, or substance use. It's testing an intervention called "Financial Capability Support with Peer Support Services." This involves one-on-one financial coaching and access to safe financial services. The study will measure how this support affects your finances, mental health (using the Money and Mental Health Scale), and quality of life related to housing and employment over 12 months. To join, you need to be 18 or older, have been released from jail or prison within the last 36 months, identify as having experienced trauma, mental distress, or substance use, live in the greater New Haven area, and be interested in financial guidance. The study aims to enroll 238 participants, but its current status is unclear.

Study design
This is an interventional study, meaning participants will receive a specific support program. It plans to enroll 238 participants.
What's involved
Participants will receive one-on-one financial coaching, which includes monthly or more frequent meetings with a financial coach. They will also have access to financial services.
Compensation
Not stated in the trial record.
Follow-up
Your finances, mental health, and quality of life will be assessed at the beginning of the study, and then again at 6 months and 12 months.

AI-generated from the public study record. Only the study team can confirm whether you're eligible — confirm details with them before making decisions.

NCT06914856

Recovery Finance: Financial Health and Mental Health After Incarceration

Active, Not Recruiting
NAAges 18+InterventionalTreatment
Yale University
~238 participants
Updated 2026-07-01 on ClinicalTrials.gov
What's tested:Financial Capability Support with Peer Support Services

At a glance

Recruiting sites
0 of 1 listed site is recruiting right now
RecruitingSuspended, closed, or not yet open
What they're measuring
Finances After Incarceration
Measured over Baseline Assessment, 6-Month Assessment, and 12-Month Assessment
+6 more outcomes measured
Financial Hardship
Mental Health Issue
Substance Use
1 sites across 1 states
Connecticut1
  • Annie Harper, Ph.D. · PRINCIPAL_INVESTIGATOR · Yale University
  • Chyrell Bellamy, Ph.D. · PRINCIPAL_INVESTIGATOR · Yale University

This trial hasn't published a contact. View it on ClinicalTrials.gov

Do you actually qualify for this trial?

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Eligibility criteria

Inclusion

Have been released from jail or prison 36 months ago or less
Self-identify as having experiences with trauma, mental illness/mental distress, or substance use
Living or using services in the greater New Haven area
Interested in receiving financial guidance

Exclusion

Less than 18 years of age
Not have been released from jail or prison 36 months ago or less
Not self-identify as having experiences with trauma, mental illness/mental distress, or substance use
Not living or using services in the greater New Haven area
Not interested in receiving financial guidance
  • Finances After IncarcerationBaseline Assessment, 6-Month Assessment, and 12-Month Assessment

    57 questions (plus sub-questions) measuring financial health after incarceration. Outcomes include: use of safe and affordable financial products (no/yes averaged across multiple products, range 0-1), Savings (ordinal scale for amount of savings, range 1-8), Credit score (ordinal scale for range of credit scores, range 0-6). Measuring change over time.

  • Money And Mental Health ScaleBaseline Assessment, 6-Month Assessment, and 12-Month Assessment

    9-item survey used to measure money and mental health, including financial well-being. Total score range is 0-4, Higher scores indicate worse effect of money on mental health. Measuring mean change over time.

  • Housing & Employment - QOLBaseline Assessment, 6-Month Assessment, and 12-Month Assessment

    21-items selected from the Endicott Quality of Life measuring housing and employment. Subscales include satisfaction with living situation, satisfaction with safety, and satisfaction with work. Satisfaction rating scales range from 1-7 with higher scores indicating more satisfaction. An additional outcome is number of days worked in the last 90 days. For both satisfaction and number of days worked, measuring mean change over time.

  • Social Needs Screening Tool (CMS-AHC HRSN)Baseline Assessment, 6-Month Assessment, and 12-Month Assessment

    24-item screening tool assessing social determinants of health. Outcomes include financial strain (1-3), employment help needed (1-3), living situation (1-3). Higher scores indicate more social needs. Measuring change over time.

  • Service UtilizationBaseline Assessment, 6-Month Assessment, and 12-Month Assessment

    31-item survey used to measure utilization of health and mental health services. Outcomes are indicated by subscales measuring number of visits to medical care outpatient, medical emergency services, mental health outpatient, mental health emergency services, psychiatric rehabilitation services, self-help programs, and alcohol/drug counseling. Other subscales indicate number of nights in a facility for a medical/surgical problem, psychiatric problem, substance use problem, or staffed residential facility. Answer formats are number of visits or days. Higher scores indicate more service use. Measuring mean change over time.

  • Access To Health Services (from Phenx Toolkit)Baseline Assessment, 6-Month Assessment, and 12-Month Assessment

    10 questions measuring access to healthcare services. Outcomes include wellness visit in the past year (yes/no), delaying/missing medical care because of the cost (yes/no), number of urgent care visits, having a usual place to go for medical care (no, yes, multiple). Measuring change over time.

  • Intersectional Discrimination IndexBaseline Assessment, 6-Month Assessment, and 12-Month Assessment

    44-items (with branching logic) assessing discrimination, rating scales vary by question. Anticipated discrimination subscale ranges from 0-4, meaned across items. Lifetime day-to-day discrimination subscale ranges from 0-9, summed across items. Past year day-to-day discrimination subscale ranges from 0-18, summed across items. Lifetime major discrimination subscale ranges from 0-26, summed across items. Past year major discrimination subscale ranges from 0-13, summed across items. Higher scores indicate more discrimination. Measuring mean change over time.